Downtown Homes for Sale

**Discover Downtown Georgia: Your Next Home Awaits!**

Welcome to Downtown Georgia, a vibrant and dynamic subdivision that perfectly blends historic charm with modern convenience. Nestled in the heart of the Peach State, this area is a bustling hub of activity, offering residents an eclectic mix of culture, dining, and entertainment options. From quaint coffee shops and gourmet restaurants to art galleries and live music venues, Downtown is alive with energy and creativity.

One of the most appealing aspects of living in Downtown Georgia is the rich architectural diversity. Here, you’ll find beautifully restored historic homes alongside contemporary condos and townhouses, catering to a variety of tastes and lifestyles. Whether you're a first-time homebuyer, a growing family, or looking to downsize, Downtown has something special for everyone.

Currently, there are a variety of homes for sale that showcase the best of what this community has to offer. Imagine waking up in a charming Victorian home with original hardwood floors, or enjoying the sleek lines of a modern loft with stunning city views. Each property reflects the unique character of the neighborhood, making it easy to find a place you’ll love to call home.

In addition to its picturesque residences, Downtown Georgia boasts excellent schools, well-maintained parks, and convenient access to public transportation, making it an ideal choice for families and young professionals alike. Explore the local farmers' market on weekends, take a stroll along the scenic riverwalk, or join one of the many community events that foster a strong sense of belonging.

Come and experience the charm of Downtown Georgia—your dream home is just a visit away!

Newest Downtown Homes for Sale

$319,500

4 Beds ⋅ 2 Baths ⋅ 10832969 MLS

Welcome to 105 Gunter Street, a charming 4-bedroom, 2-bath home offering 1,208 square feet in the highly desirable St. Marys Golf Cart District. Full of character and thoughtfully updated, this home offers an inviting layout designed for both everyday living and entertaining. The beautiful kitchen is truly the heart of the home, featuring crisp white cabinetry, quartz countertops, a farmhouse sink, gold hardware, a Cafe double oven that can be controlled remotely, Cafe dishwasher, oversized breakfast bar, and a walk-in pantry. The open design provides plenty of room to gather while maintaining the charm and personality that make this home stand out. Step through the double doors to the spacious screened porch, creating the perfect extension of the living space. Beyond it, the fully fenced backyard offers mature landscaping, multiple areas to relax or entertain, a 12x12 storage shed, and a dedicated concrete parking area with room for an RV, boat, or other recreational toys. Additional features include tile flooring throughout, updated bathrooms, a tankless water heater, and no HOA. Best of all, you're located in the Golf Cart District, just a golf cart ride from Downtown St. Marys, where you can enjoy the waterfront, restaurants, shops, and community events. 105 Gunter St offers the charm of downtown living with the space, storage, and functionality to enjoy the coastal St. Marys lifestyle. *Professional photos coming* Please call listing agent for a private tour of this amazing home!

105 Gunter Street, St. Marys

$465,000

4 Beds ⋅ 4 Baths ⋅ 10828083 MLS

Fully Furnished Vacation home that you can continue operating with manager in place or on your own. Link to AIRBNB listing https://www.airbnb.com/rooms/43579008 Over previous 12 months brought in nearly $63,000 in rental income. Or use as your vacation home and rent out while away. Lots of options. Home is unique, it is Dockable, to be verified and permitted by buyer, at buyers expense! The main floor master br, walks out onto a balcony overlooking Borrell Creek and the St Marys River, has a huge walk in closet, double vanities and walk in shower. Above that is another Master BR with a balcony overlooking the same views. The home has a fully updated kitchen with SS appliance and Quartz countertops. All appliances approx. 4 years old, AC approx. 4 years and water heater 1 year old. There is a large sunroom that you walk into currently being used as a gaming area and a fireplace to provide that charm in the winter. There are 3 master bedrooms, and the 4th bedroom has a bathroom right outside the door. It sleeps 16 in current configuration. Most of the home has wood flooring that would love to be refinished. Tons of possibilities. Call today, all viewings must be scheduled around any guests that may be staying in the home. Owners are licensed Real Estate Brokers

311 Borrell Boulevard, St. Marys

$149,900

1 Beds ⋅ 1 Baths ⋅ 10800528 MLS

Prime location to build your dream home or vacation rental property - Nestled in the historical district of downtown St. Marys on a dead end street ending on the marsh! Structure on property is a tear down or total renovation & shall be sold as-is. Could make an excellent tiny house. Just two blocks to the waterfront park. There is a newly built boat dock/Marina just two blocks away where you can dock your boat or just sit on the docks for a peaceful evening view of the St Mays river. The city planed Hilton Hotel is positioned next to the marina docks making the location unbeatable. Walk or take a golf cart to the shops & restaurants or hop on the ferry to Cumberland Island & relax on the pristine beaches. House next door also listed for sale! Could be possible to purchase lot next door with this lot as a package.

208 E Weed Street, St. Marys

$479,900

4 Beds ⋅ 3 Baths ⋅ 10799886 MLS

Rare & exceptional investment opportunity in the golf cart district of historical St Marys! This established vacation rental property offers the perfect addition to your portfolio or for your new family home. Experience the charm of downtown St. Marys in this beautifully renovated 4BR / 3BA 1,926 SQFT home situated just two blocks from the waterfront park & sits on a dead end street ending on the marsh. Features an open floor plan with inviting living room, dining area, & updated kitchen with quartz countertops, island with breakfast bar, refrigerator, stove, dishwasher, & built-in microwave. The upstairs primary suite offers plenty of privacy & includes double vanities & tub with shower. Start your mornings on the private side porch off the kitchen enjoying your breakfast & coffee. The lovely front porch is 18' x 6' with picturesque marsh views perfect for relaxing. Entertain in the evenings on the expansive 10' x 30' rear deck where you can see the sparkling lights of Fernandina under the beautiful starry sky. There is a newly built boat dock/Marina just two blocks away where you can dock your boat or sit on the docks for a peaceful evening view of the St Mays river. The city planed Hilton Hotel is positioned next to the marina docks making the location unbeatable. Walk or take a golf cart to the shops & restaurants or hop on the ferry to Cumberland Island & relax on the pristine beaches. Roof is only 4 years old! Heated & cooled by five mini-split AC units, allowing for individualized comfort in all areas of the home. All furniture is negotiable & there is a golf cart available for purchase. Adjoining 0.19-acre lot is also listed for sale!

206 E Weed Street, St. Marys

$224,900

2 Beds ⋅ 2 Baths ⋅ 10794102 MLS

This cozy bungalow sits just steps from the Historic Covington Square, placing you within easy walking distance of all the dining, shopping, and charm downtown Covington is known for. A wide front porch made for relaxing welcomes you home, offering the perfect spot for morning coffee or evening unwinding. Inside, the home features two bedrooms, two full bathrooms, a bonus room, a laundry/utility room, and a bright eat-in kitchen that feels warm and inviting. The layout is efficient yet comfortable, blending classic bungalow character and a warm, updated interior. Out back, the fenced, level yard provides privacy, play space, and room for pets or gardening. This move-in-ready downtown gem offers the ideal mix of charm, updates, and walkability - appealing to both owner-occupants and investors. Its prime location near the Square also makes it an excellent short-term rental opportunity.

3149 Thompson Avenue SE, Covington

$224,900

2 Beds ⋅ 2 Baths ⋅ 7776281 MLS

This cozy bungalow sits just steps from the Historic Covington Square, placing you within easy walking distance of all the dining, shopping, and charm downtown Covington is known for. A wide front porch made for relaxing welcomes you home, offering the perfect spot for morning coffee or evening unwinding. Inside, the home features two bedrooms, two full bathrooms, a bonus room, a laundry/utility room, and a bright eat-in kitchen that feels warm and inviting. The layout is efficient yet comfortable, blending classic bungalow character and a warm, updated interior. Out back, the fenced, level yard provides privacy, play space, and room for pets or gardening. This move-in-ready downtown gem offers the ideal mix of charm, updates, and walkability — appealing to both owner-occupants and investors. Its prime location near the Square also makes it an excellent short-term rental opportunity.

3149 Thompson Se Avenue, Covington

$285,000

2 Beds ⋅ 1 Baths ⋅ 10781615 MLS

Downtown golf-cart living in the heart of historic St. Marys - one of Bailey Street's classic 1950s brick mill houses, right-sized for lock-and-leave coastal life. Whether you're downsizing, buying a second home, or trading a big yard for a walkable downtown, this is the kind of place that makes life simpler without giving up a thing. A quick golf-cart ride takes you to the St. Marys waterfront, with easy access to downtown shops, restaurants, the Cumberland Island ferry, the submarine museum, the festivals, and the riverfront charm that define one of Georgia's oldest and most walkable towns. Jacksonville International Airport is just about 35 minutes away, making travel and guests effortless. Inside, the home blends authentic 1950s character with thoughtful modern updates. Original heart pine floors run throughout, with a covered front porch and a side-entry carport offering direct kitchen access. The kitchen brings a fresh, modern touch with white cabinetry and dramatic zebra-woodgrain laminate countertops, including an eat-in counter. The primary bedroom features a custom-designed closet with built-in dresser drawers and shelving behind large sliding mirrored doors, and the bath carries classic black-and-white tile in keeping with the home's era. The showpiece is out back: a 1,028-square-foot screened lanai that nearly doubles the home's usable living space - a year-round, bug-free room to relax, dine, and entertain. It includes a hot tub, a private outdoor shower set behind a fenced partition, and a second refrigerator. Between the interior and the lanai, you're living in roughly 1,800 square feet of space - an efficient footprint that lives far larger than the numbers suggest. The large yard is built for low-maintenance living, with sustainable low-water landscaping, minimal grass to mow, a fire pit with a supply of firewood, storage sheds, and room for an RV, boat, and trailer. Major systems are already done: a new metal roof with matching carport (2021), a new HVAC system (2023), and fresh interior paint (2023). Move-in ready, no deferred maintenance, no renovation budget required - a rare combination on this street. A true 2-bedroom, 1-bath downtown cottage: authentic character, modern updates, and a lifestyle you can't build from scratch. Features * 1950s Bailey Street mill house * Downtown St. Marys - golf-cart community * 2 bedrooms / 1 bath * ~1,800 sq. ft. total living space (interior + screened lanai) * Quick golf-cart ride to the waterfront * ~35 minutes to Jacksonville International Airport * Brick exterior with covered front porch * Original heart pine floors throughout * Modern white kitchen * Dramatic zebra-woodgrain laminate countertops * Eat-in counter * Custom built-in mirrored closet with dresser drawers and shelving * Classic black-and-white tiled bath * 1,028 sq. ft. screened lanai * Hot tub conveys * Private outdoor shower * Second refrigerator / freezer * Fire pit with firewood supply * Storage sheds * Room for RV, boat, and trailer * Low-water, low-maintenance landscaping * Metal roof and matching carport (2021) * New HVAC (2023) * Fresh interior paint (2023)

506 Bailey Street, St. Marys

$698,000

4 Beds ⋅ 4 Baths ⋅ 10781046 MLS

THIS HOME, RESTING ON ONE OF THE HIGHEST ELEVATION POINTS IN DOWNTOWN ST. MARYS, IS AN ALL BRICK TRADITIONAL STYLE AND HAS 4800 SQUARE FEET. To find a.78 acre corner lot in downtown St. Marys is almost unheard of, and in addition is ONLY TWO BLOCKS TO OUR QUAINT & CHARMING DOWNTOWN, WATERFRONT, PARK, MARINA AND SHOPPING. This expansive home has 4 bedrooms and 4 baths along with features that offer MULTIGENERATIONAL LIVING. In addition there is an inground heated pool to enjoy the long summer and fall days. BEAUTIFUL WROUGHT IRON frames the front and side entrances that offer two points of access in addition to the back entrance off the two car garage. ADDITIONAL FEATURES are the hardwood floors, 3 masonry wood burning fireplaces, HANDICAP ACCESSIBLE FEATURES SUCH AS WHEEL CHAIR WALK IN TUB AND SHOWER, a guest suite and a versatile workshop/office opportunity. THE NEW ROOF AND A HOME GENERATOR , also offers a PEACE OF MIND, for the new home owner. This OUTSTANDING PROPERTY does need some updating but with some minor changes this fabulous home, if you are looking for space and different living opportunities is a MUST TO SEE. Make your appointment to view today

300 Dilworth Street, St. Marys

$549,000

2 Beds ⋅ 2 Baths ⋅ 10774933 MLS

Downtown St. Marys Treasure - A Rare Opportunity You Won't Want to Miss! Welcome to this exceptional custom home in the heart of historic St. Marys, beautifully crafted by Bent Pine Construction. Combining timeless craftsmanship, luxury finishes, and an unbeatable location, this property offers the perfect blend of coastal charm and modern convenience. Featuring 1,164 square feet of thoughtfully designed living space, this stunning residence includes 2 spacious bedrooms and 2 full bathrooms, plus an additional 200-square-foot detached workshop or guest suite complete with its own full bathroom-ideal for visitors, a home office, studio, or private retreat. Step inside to discover elegant travertine flooring throughout, gorgeous marble countertops backed by a lifetime guarantee, and soaring cathedral shiplap ceilings that create a bright, open, and inviting atmosphere. The chef-inspired kitchen is equipped with premium Bertazzoni stainless steel appliances, a large island with sink, and a walk-in pantry, making entertaining effortless. Additional features include a dedicated laundry room with a stackable GE washer and dryer, fenced backyard, gutters, and low-maintenance Trex decking on both the front and back porches-perfect spaces to relax and enjoy the coastal lifestyle. Location is everything, and this home truly delivers. Situated just one block from the public boat ramp, you'll enjoy easy access to the Intracoastal Waterway, with boating adventures to Cumberland Island National Seashore, Fernandina Beach, and beyond. Catch the ferry, spend the day exploring pristine beaches, or stroll to the charming downtown waterfront, local shops, and popular restaurants. Conveniently located near Naval Submarine Base Kings Bay, Jacksonville International Airport, Federal Law Enforcement Training Centers, and the coastal destinations of Brunswick, Jekyll Island, and St. Simons Island. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, this one-of-a-kind property offers luxury, location, and lifestyle in one remarkable package. Opportunities like this in downtown St. Marys are rare-schedule your private showing today before this coastal gem is gone!

202 Bartlett Street, St. Marys

$559,900

3 Beds ⋅ 3 Baths ⋅ 10773171 MLS

Welcome to 711 Mildred Street in historic St. Marys - a charming 3 bedroom, 2.5 bathroom home offering over 2,200 square feet of character, comfort, and unique charm. Brick accent walls, original hardwood floors, wall murals, untraditional red cabinets, and a huge deck with a gazebo featuring its own swinging table (that keeps drinks/plates level even when in motion!) all help set this home apart from a traditional coastal home. Nestled on a spacious corner lot in the heart of the downtown golf cart district- this home features beautiful mature landscaping, fruit trees, a large circle drive with plenty of space to park cars, a boat, or whatever other toys you own! Inside, you'll find a cozy fireplace, a natural light filled living room, dining room, a spacious den with half bath, and a large sunroom perfect for relaxing year-round. The kitchen offers plenty of space for gathering with a double wall oven and granite countertops along with an area for table or bring your own bar! In the garage is an extra fridge and work area! Home also features underground dog fencing and sprinkler system. Located in the heart of downtown St. Marys this home places you just minutes from the waterfront, shopping, dining, parks, and Kings Bay Naval Base. Full of warmth, charm, and timeless appeal, this coastal gem is one you truly need to see in person.

711 Mildred Street, St. Marys

$1,200,000

4 Beds ⋅ 5 Baths ⋅ 10713768 MLS

Welcome to 314 Osborne Street, also known as the historic Jackson Clark House, located in the heart of downtown St. Marys. Built in 1801, this remarkable property is the oldest continuously occupied home in coastal Southeast Georgia. This 3 bedroom, 4.5 bath residence offers 4,652 square feet of living space on just under an acre! Just inside the red front door you'll find a large foyer with hand painted wallpaper! The living room is located just off the foyer and the dining room can easily seat 10+ are perfect for entertaining. Guest can easily access a half bath just off the foyer. All three of the large bedrooms in the main house are located upstairs for extra privacy! The primary bedroom offers four, yes FOUR, closets, a sitting area, & a coffee bar area! An additional guest suite also has access to its own sitting area/library. You will find timeless character with hardwood floors, multiple brick fireplaces, a beautiful sunroom, high ceilings, and two separate staircases. The property also includes a separate 2 room apartment with full kitchen that is ground level and off the garage- ideal for guests, rental income, or multi-generational use. The house doesn't stop there! Through the black door on the front porch is a private two room office (think office and conference room!) OR simply add a kitchenette for another living space to rent out or let guest use. If you are looking to just move here without the stress of bringing everything then this house is perfect- it is being offered furnished, has a golf cart, AND a Model A car included! Included in the home photos are mock-ups for ideas to expand into the adjacent lot. Zoned Mixed Use, this property offers endless possibilities and is perfect as a private residence, bed and breakfast, event space, or investment opportunity. Conveniently located near the St. Marys waterfront, shops, dining, the Cumberland Island ferry, and Kings Bay Naval Base.

314 Osborne Street, St. Marys

$850,000

5 Beds ⋅ 3 Baths ⋅ 10484400 MLS

PURCHASE THIS LOVELY HOME FURNISHED OR UNFURNISHED IF YOU PREFER! HAVE YOU BEEN SEARCHING AND SEARCHING FOR THE PERFECT HOME IN DOWNTOWN ST. MARYS? LOOKING FOR FEATURES THAT ARE HARD TO FIND: LOW MAINTENANCE, LARGE LOT, FANTASTIC LOCATION, HISTORICAL VALUE, A PROPERTY THAT HAS BEEN MODERNIZED OVER THE YEARS TO INCLUDE CENTRAL HEAT AND AIR AND UPDATED KITCHEN AND BATHS. WELL LOOK NO MORE! JUST LISTED THIS MAGNIFICENT HISTORIC HOME WITH 5 BEDROOMS, 3 FULL BATHS BUILT IN 1907. THIS PROPERTY WITH A DETACHED GARAGE HAS ONE BEDROOM, ONE BATH COTTAGE ABOVE AND COULD BE USED AS A GREAT VRBO, LONG TERM RENTAL, OR JUST YOUR OWN GUEST COTTAGE. INVEST TODAY IN THIS EXTRAORDINARY PROPERTY. Only three (3) blocks to the waterfront, marina, park & downtown area this striking traditional home is constructed of granitoid the same material used to construct the cemetery wall several blocks away and is LOW MAINTENANCE. The home has 8 aesthetically appealing fireplaces (non-functional)one in each room with solid, different mantels and surrounds. Wainscotting in the foyer, living room and upstairs hallway and extra wide moldings, high ceilings, and best of all beautiful hardwood floors are just a few more of the SPECIAL FEATURES this listing offers. From your foyer downstairs or upstairs hallway meander onto the balcony/porch, take a seat, and savor the peace and quite, the breeze from the trees that grace the porch and delight in the many birds you will see and hear. IF THE DESCRIPTION ABOVE DESCRIBES WHAT YOU HAVE BEEN LOOKING FOR THEN LOOK NO MORE! BUT, IF YOU ALSO DESIRE TO HAVE AN ESTATE SIZE LOT AND LIVE IN THE DOWNTOWN AREA THAT OPPORTUNITY EXIST. ST. MARYS REALTY HAS THE ADJACENT LOT LISTED, WHICH I SUSPECT ONCE WAS THE FORMAL GARDENS FOR THIS REMARKABLE HISTORIC PROPERTY. THIS LOT IS 21,000 SQ. FT. AND TOGETHER WITH THE 1/2 ACRE LOT THIS PROPERTY OFFERS YOU COULD OWN A 42,780 SQ. FT. LOT. JUST A LITTLE LESS THAN AN ACRE (43,560 SQ. FT). YOUR OWN ESTATE AND SOMETHING VERY HARD TO FIND IN DOWNTOWN ST. MARYS AND A GREAT INVESTMENT FOR THE FUTURE. And in addition, start your new chapter in life in a new community that you will absolutely love and in a home, where all furniture, artwork, linens, and kitchen essentials are part of the package.

207 W Weed Street, St. Marys

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